Here’s the thing they don’t tell you when you move into your first apartment or say “I do” in front of your family and friends: you’re now a full-blown adult. Congrats! ? Now go figure out taxes, insurance, and how to keep a succulent alive.
It’s easy to get caught up in Pinterest-worthy apartments, brunch plans, and Amazon hauls (no shade—I’m right there with you), but there are a few actually important things that belong on your radar. You won’t see them trending on TikTok, but trust me, these are the life upgrades you didn’t know you needed.
1. Term Life Insurance Rates (Yes, Even If You’re 25 and Healthy)
Look, I get it—life insurance feels like something for your parents. But if you’ve got student loans, a new spouse, or anyone who depends on you even a tiny bit, now is the time to lock in term life insurance rates while they’re super cheap.
The younger and healthier you are, the lower the rate. Think: $10/month for peace of mind. That’s less than a sushi roll or one of those “fun drinks” from Starbucks with six add-ins. And yes, you can apply online in your pajamas. You’re welcome.
2. A Decent Set of Sheets That Doesn’t Feel Like Sandpaper
You’re not in a dorm anymore, babe. That sheet set you grabbed on sale with a thread count of mystery? Time to upgrade. You don’t have to spend a fortune, but you do deserve a bed that doesn’t sound like a potato chip bag every time you roll over.
Good bedding is the kind of grown-up luxury that pays off nightly. It helps you sleep better, it makes your space look instantly elevated, and honestly—it just makes you feel like you’ve got your life together. Even if your laundry pile says otherwise.
My fav budget-friendly luxe sheets are PeachSkinSheets. Check out their color of the month for an awesome discount!
3. A Multi-Vitamin That Actually Matches Your Lifestyle
Your twenties are not the time to wing it on nutrition. Between takeout, long nights, stress, and your caffeine-to-water ratio being way off, you need a little support. And no, gummy vitamins from the clearance aisle aren’t cutting it.
Look for a women’s multivitamin that covers the basics: energy, immunity, hormonal balance, and skin health. Bonus if it’s non-GMO, gentle on your stomach, and doesn’t smell like a Flintstones chalk bomb.
My personal favorite? ActivatedYou Morning Complete Daily Wellness Drink! It’s like a one and done supplement that gets your day started on the right foot AND it tastes good too!
You’re investing in your future self here. She’ll thank you when she doesn’t break out every time she skips a vegetable.
4. Noise-Canceling Headphones for When the World Is Too Much
Whether you’re pulling all-nighters in the library, working from home while your husband watches ESPN too loud, or just need a sensory break, noise-canceling headphones are a total game-changer.
Block out distractions, dial into your own focus zone, and vibe with your own playlist (read: breakup ballads or Billie Eilish—no judgment). They’re also perfect for travel, airports, or when you need to convince the world you’re too busy to talk (even if you’re just watching Love Island with a sheet mask on).
Final Thoughts for the Newly Grown & Gloriously Unbothered
Adulthood is weird. One minute you’re buying body lotion that smell like muffins, and the next you’re wondering if you need a Roth IRA. But little things like comparing term life insurance rates, getting yourself some real sheets, quality vitamins, and headphones that keep your sanity intact? That’s the sweet spot.
You don’t need to have it all figured out—just start with these four upgrades. The rest will come (probably after a lot of trial and error and Google searches at 2 a.m.).